Do you have an emergency cash crisis and need an instant cash loan in 1 hour to meet your emergency needs? FlexSalary can provide collateral-free loan up to INR 2,00,000 at competitive interest rates and flexible repayment options.
FlexSalary is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI).
If you are a salaried employee and waiting for your salary to pay your bills, why pay a hefty late fee when you can get an instant cash loan within 1 hour? Apply for a loan with FlexSalary immediately and pay all your bills. We have helped thousands of customers when they are financially low. You can also apply for a loan easily through FlexSalary Android or iOS app.
Instant cash loan in 1 hour: Features and Benefits
FlexSalary offers India’s quickest personal loans in India within 1 hour. You can get as minimum as INR 4,000 to a maximum limit of INR 2,00,000 with FlexSalary. Following are some of the top features and benefits of our instant cash loans.
FlexSalary offers unsecured personal loans, where you are not required to provide any collateral to get a loan approved.
We do not ask for heavy documentation to approve a loan. Only a few basic documents must be provided.
No hidden charges:
FlexSalary will not levy any hidden charges on you.
No spending restrictions:
We do not restrict your spending habits. You can use the cash for any of your needs.
If you meet our loan eligibility criteria, you will be instantly approved on the same day.
Pay interest only for what you use:
We charge you interest only for the funds that you withdraw and nor for the total amount that you have borrowed with us.
You have the flexibility to pay minimum amount every month in case you are unable to pay the full EMI.
Instant cash loan in 1 hour: Eligibility
Have a low credit score and wondering if you will qualify for our instant cash loan online? No worries as we check your ability to repay the loan rather than only your credit score.
Meet the below-mentioned simple loan eligibility criteria to get an instant cash loan in 1 hour online.
|Citizen||You must be an Indian Citizen|
|Age||Must be above 18 years|
|Occupation||You must be a salaried employee|
|Income||You must have a minimum salary of INR 8000|
Documents Required to Apply for an Instant cash loan in 1 hour
- Identity Proof (Aadhaar / Driving License / Passport / Voter ID)
- PAN card
- Address Proof (Driving License / Utility Bills / Aadhaar / Passport / Bank Statements / Voter ID)
- Last 3 months payslips
- Photo with the applicant’s face clearly visible. You will be prompted to take a selfie or upload a photo while applying for our loan through our mobile app
- Net banking verification to validate your bank account and salary information
Apply anywhere from INR 4,000 to INR 2,00,000.
You can decide the loan tenure as it is an open-ended loan.
How to Apply for an Instant Cash Loan at FlexSalary?
In order to get an instant cash loan in 1 hour in India at FlexSalary, follow the below-mentioned 3-step loan application procedure:
Visit www.flexSalary.com and click ‘Apply Now’. You will be redirected to our online loan application form web page.
Create your account with FlexSalary by filling all your personal details, employment details, and income details.
Upload the requested documents and submit your loan application.
Our team will quickly check your eligibility. If you meet our requirements, you will be instantly approved for our cash loan. Apply for a paperless loan now!
Frequently Asked Questions
- Be an Indian citizen
- Be 21 years of age or more
- Be a salaried individual
- Should get a monthly income of INR 8000 or more
With FlexSalary, you can apply for a loan amount from a minimum of INR 4,000 to a maximum of INR 2,00,000.
FlexSalary App is India's first app-based credit line. With FlexSalary, salaried professionals can get cash instantly to cover their emergency needs.
Some of the noteworthy features of a FlexSalary loan includes a one-time application, one-time approval, open-ended loan, instant loan disbursal and flexible repayments.