Instant Cash

Get access to instant cash with FlexSalary and solve your immediate cash crunch. You can apply for an instant cash loan from a minimum of INR 4,000 to a maximum amount of INR 2,00,000. Your loan gets approved on the same day you have applied. You will pay interest only on the amount you withdraw and not on the total amount credited. Then, why wait? Just apply for an unsecured instant cash in India with FlexSalary, right now!

Instant Cash: Features and Benefits

FlexSalary is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI). We provide instant cash for salaried professionals only.

It is always advisable to verify your eligibility for instant cash, before applying for a loan. Some of the features and benefits of our instant cash loan includes:

Finger Right
Online application process

It is easy to apply for instant cash with our simple and paperless application. Complete the online application form and submit it to get instantly approved with instant cash online!

Finger Right
No collateral required

We provide unsecured cash loans. You do not have to provide any of your valuables as collateral!

Finger Right
Minimum documentation

You can submit only a few mandatory documents such as ID proofs, address proofs, and your bank statements to get approved instantly. Maintaining a copy of such proofs can always come handy during emergencies.

Finger Right
No hidden charges

There are no hidden charges levied on you. For more details, you can check the loan agreement.

Finger Right
Instant approval

To get your loan instantly approved, opt for ‘Net Banking’ while applying for the loan. Alternatively, you can also upload your documents, but the time taken to approve your loan may extend a little longer.

Finger Right
Pay interest only on the amount used

We charge interest only on the amount you have withdrawn and not on the total amount that is credited in your account.
For example, if you are approved for an amount of INR 60000 and you withdraw only INR 30000, interest is charged only on the latter amount.

Finger Right
Repay & reuse

Once you pay your principal outstanding and interest charged, you will be eligible to withdraw the entire approved amount again.
For example, if you withdraw INR 3000 from a limit of INR 4000, and if you pay back INR 3000 + interest, you will now be able to withdraw INR 4000 again.

Finger Right
Get cash within 24 hours

Get your loan amount disbursed into your account just within 24 hours of approval.

Finger Right
Flexible EMIs

There are no fixed EMIs. Pay as per your convenience whenever you are financially stable!

Finger Right
No spending restrictions

We will never question your spending habits. You are free to spend your money on anything.

Instant Cash Loans for Your Every Need

FlexSalary offers custom-fit personal loans for your everyday needs. You can use the instant cash loan for any purpose.

Finger Right

Make your wedding a grand event getting instant cash from us. Submit only a few mandatory documentation and get approved instantly.

Finger Right
Home Renovation

Want to renovate your home? You can do it by getting instant cash up to 2 lakhs.

Finger Right
Unplanned Medical Emergency

Apply online for an instant cash loan and address your medical emergencies easily.

Finger Right
Higher education

You can use our instant cash to pay for your course fee, hostel charges, travel expenses, and other needs.

Finger Right
Making a large purchase

Buy household appliances without providing any collateral. Apply for instant cash and get everything you desire.

Finger Right
Plan your dream vacation

Just fulfil our simple eligibility criteria and get instant cash to cover all your travel-related expenses.

Eligibility Criteria for Instant Cash

Check your eligibility below and get instant cash with FlexSalary -

Citizen Be an Indian citizen
Age Be 21 years or more
Occupation Be a salaried individual
Income Should get a monthly income of INR 8000 or more

Documents Required for Instant Cash

  • Government Authorized ID Proof
  • PAN card
  • Address Proof
  • Last 3 months payslips
  • Net banking for electronic verification
  • Photo

Loan Tenure

This is an open-ended loan. You can decide the loan tenure.

How FlexSalary Works

Get instant cash in 1 hour by following these simple steps -

Create Your Account - Visit the website at Create your account by clicking 'Apply Now'.

Tell us About Yourself - Fill your personal, employment, and income details in the online loan application.

Verification - Choose 'Net Banking' to e-verify your details or upload all the requested documents and click on 'Submit'.

By choosing the 'Net Banking' option while applying for a loan, you can receive approval for your cash instantly. Once approved, you will receive the funds directly into your FlexSalary account on the same day you have applied.

You can also apply for a loan using FlexSalary app. The application process is the same. Download our app here.

Frequently Asked Questions

Get instant cash with FlexSalary, either by visiting our website at or apply by downloading the FlexSalary app from the Google Play Store or the App Store.
To be eligible for a FlexSalary personal loan, you have to -
  • Be an Indian citizen
  • Be 21 years or more
  • Be a salaried individual
  • Should get a monthly income of INR 8000 or more
You should submit a copy of your identity proof, residential proof, income proof and a few other mandatory documents.
You can use an instant cash loan for your medical expenses, wedding expenses, home renovation, car repair and impromptu vacations.
Opt for e-verification with 'Net Banking' while applying for our loan, then you will receive your loan instantly.
Credit score plays a very important role in determining your loan approval. A score above 750 is considered good. However, FlexSalary may consider other additional factors such as your ability to repay to approve you a loan.

You can repay your loan in the form of EMIs (Equated Monthly Installments). You can pay the minimum amount when you do not have sufficient funds to pay your monthly EMIs.

With FlexSalary, you can apply for a loan from a minimum of INR 4,000 to a maximum of INR 2,00,000.
There are no hidden charges. We believe in transparency. We don't levy any charges after your loan is approved.

Some of the noteworthy features of a FlexSalary loan includes a one-time application, one-time approval, open-ended loan, instant loan disbursal and flexible repayments.

FlexSalary App is India's first app-based credit line. With FlexSalary, salaried professionals can get cash instantly to cover all their emergency needs.